Tips on Choosing a Travel Rewards Credit Card
One of the most popular type of credit cards right now are travel rewards credit cards. These
credit cards offer you a variety of travel rewards such as airline miles, cruises, hotel stays, car
rentals or free admission to theme parks. These credit cards are great for anyone who is a
frequent flier or is planning a vacation. Here are a few tips you should look at when comparing
travel reward credit card.
Bonus Miles
Many credit card companies offer you bonus miles after you make your first purchase with their
card. These bonuses range from 5,000 to 15,000 miles which will put you well on your way to
getting a free airline ticket. Many card companies are also offering double points when you
make purchases at certain establishments such as restaurants, supermarkets, drugstores and
gas stations. Be sure to read the terms and conditions of the credit card to see if they offer
these great incentives.
Restrictions
When comparing travel reward credit cards it is important to take a look at what restrictions
they may have. Some credit cards will only let you redeem your airline miles with one particular
airline. Other credit cards allow you to use your airline miles with any airline with no black out
dates. Do the miles ever expire? This is another thing to look into when comparing travel
reward cards. Many of these cards do not have expiration dates on airline miles that you earn,
but they may expiration dates on the bonus miles that you receive when signing up for the card.
Annual Fees
Most travel reward credit cards do come with an annual fee. This fee may range from as little
as $20 to as high as $150 a year. This could wipe out any reward benefit if you don't use your
credit card a lot. When looking for a travel reward card don't necessarily look for a card with
the lowest fee because that card probably offers the fewest rewards. Cards that offer a higher
fee tend to offer better rewards such as requiring less points for redeeming trips or giving you
double points on your purchases. Some credit card companies may offer the first year fee free
so that is something to consider.
One of the most popular type of credit cards right now are travel rewards credit cards. These
credit cards offer you a variety of travel rewards such as airline miles, cruises, hotel stays, car
rentals or free admission to theme parks. These credit cards are great for anyone who is a
frequent flier or is planning a vacation. Here are a few tips you should look at when comparing
travel reward credit card.
Bonus Miles
Many credit card companies offer you bonus miles after you make your first purchase with their
card. These bonuses range from 5,000 to 15,000 miles which will put you well on your way to
getting a free airline ticket. Many card companies are also offering double points when you
make purchases at certain establishments such as restaurants, supermarkets, drugstores and
gas stations. Be sure to read the terms and conditions of the credit card to see if they offer
these great incentives.
Restrictions
When comparing travel reward credit cards it is important to take a look at what restrictions
they may have. Some credit cards will only let you redeem your airline miles with one particular
airline. Other credit cards allow you to use your airline miles with any airline with no black out
dates. Do the miles ever expire? This is another thing to look into when comparing travel
reward cards. Many of these cards do not have expiration dates on airline miles that you earn,
but they may expiration dates on the bonus miles that you receive when signing up for the card.
Annual Fees
Most travel reward credit cards do come with an annual fee. This fee may range from as little
as $20 to as high as $150 a year. This could wipe out any reward benefit if you don't use your
credit card a lot. When looking for a travel reward card don't necessarily look for a card with
the lowest fee because that card probably offers the fewest rewards. Cards that offer a higher
fee tend to offer better rewards such as requiring less points for redeeming trips or giving you
double points on your purchases. Some credit card companies may offer the first year fee free
so that is something to consider.
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